diff --git a/src/clj/auto_ap/ssr/transaction/import.clj b/src/clj/auto_ap/ssr/transaction/import.clj
index bfd1acd5..7580af6a 100644
--- a/src/clj/auto_ap/ssr/transaction/import.clj
+++ b/src/clj/auto_ap/ssr/transaction/import.clj
@@ -9,7 +9,9 @@
    [auto-ap.graphql.utils :refer [assert-admin]]
    [auto-ap.import.manual :as manual]
    [auto-ap.import.transactions :as t]
+   [auto-ap.permissions :refer [wrap-must]]
    [auto-ap.routes.transactions :as route]
+   [auto-ap.routes.utils :refer [wrap-client-redirect-unauthenticated]]
    [auto-ap.ssr-routes :as ssr-routes]
    [auto-ap.ssr.components :as com]
    [auto-ap.ssr.form-cursor :as fc]
@@ -17,16 +19,13 @@
    [auto-ap.ssr.nested-form-params :refer [wrap-nested-form-params]]
    [auto-ap.ssr.ui :refer [base-page]]
    [auto-ap.ssr.utils
-    :refer [apply-middleware-to-all-handlers html-response strip
+    :refer [apply-middleware-to-all-handlers html-response
             wrap-form-4xx-2 wrap-schema-decode wrap-schema-enforce]]
-   [auto-ap.permissions :refer [wrap-must]]
-   [auto-ap.routes.utils :refer [wrap-client-redirect-unauthenticated]]
    [bidi.bidi :as bidi]
    [clojure.data.csv :as csv]
    [clojure.java.io :as io]
    [clojure.string :as str]
    [datomic.api :as dc]
-   [digest :as di]
    [malli.core :as mc]
    [slingshot.slingshot :refer [throw+]]))
 
diff --git a/test/clj/auto_ap/ssr/transaction/import_test.clj b/test/clj/auto_ap/ssr/transaction/import_test.clj
index 27842d05..1c8df1b7 100644
--- a/test/clj/auto_ap/ssr/transaction/import_test.clj
+++ b/test/clj/auto_ap/ssr/transaction/import_test.clj
@@ -72,11 +72,18 @@
       (is has-errors?)
       (is (some (fn [[m _]] (re-find #"bank account" m)) (get-in form-errors [:table 0])))))
 
-  (testing "Unknown client (via bank-account code) is a hard error"
+  (testing "Unknown client fires independently when the bank account exists but is linked to no client"
+    @(dc/transact conn [{:db/id "orphan-ba"
+                         :bank-account/code "ORPHAN-CHK"
+                         :bank-account/type :bank-account-type/check}])
     (let [{:keys [form-errors has-errors?]}
-          (sut/classify-table [{:raw-date "01/15/2024" :amount "1.00" :bank-account-code "NOPE"}])]
+          (sut/classify-table [{:raw-date "01/15/2024" :amount "1.00" :bank-account-code "ORPHAN-CHK"}])
+          msgs (map first (get-in form-errors [:table 0]))]
       (is has-errors?)
-      (is (some (fn [[m _]] (re-find #"client" m)) (get-in form-errors [:table 0])))))
+      (is (some #(re-find #"Cannot find client" %) msgs)
+          "client-not-found error fires")
+      (is (not (some #(re-find #"bank account by code" %) msgs))
+          "bank-account-not-found error does not fire because the bank account exists")))
 
   (testing "Invalid date is a hard error"
     (let [{:keys [form-errors has-errors?]}