{# Shared shell for the autopay/unpaid/rule match panels: heading + action hidden +
   prompt label + a radio-card of options. #}
<div><h3 class="text-lg font-bold mb-4">{{ heading }}</h3>{{ action_hidden|safe }}<div class="space-y-2"><label class="block text-sm font-medium mb-1">{{ prompt }}</label>{{ radio|safe }}</div></div>